Buying a home is one of the most important financial and lifestyle decisions you will ever make. With complex negotiations, market shifts, and countless details that can impact your outcome, the right guidance is not optional—it’s essential. Without an experienced professional in your corner, what should be an exciting milestone can quickly become overwhelming.
With years of hands-on experience helping buyers navigate Toronto and the GTA, Ash Chopra brings clarity, strategy, and calm to every purchase. From first-time buyers to seasoned investors, clients benefit from deep market insight, strong negotiation skills, and a proactive approach that protects their interests at every step.
Ash’s commitment goes beyond simply finding a property. It’s about understanding your goals, anticipating challenges before they arise, and positioning you to move forward with confidence. When you buy with Ash Chopra, you’re not just purchasing a home—you’re securing an advantage and taking the next step toward a future that feels right.
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
The process of determining the market value of a property.
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
The date on which the new owner takes possession of the property and the sale becomes final.
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer: